+2

MWI Consultants in Singapore, Asset Management Singapore, portfolio management: PRIVACY POLICY

Crawford Qrvar 2 year бұрын 0

This Privacy Policy governs the manner in which MWI Consultants collect, uses, maintains and discloses information collected from users (each, a "User") of the www.mwiconsultants.com (http://www.mwiconsultants.com) website.


We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site.Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities


NON‐PERSONAL IDENTIFICATION INFORMATION


We may collect non­personal identification information about Users whenever they interact with our Site. Non­personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.


WEB BROWSER COOKIES


Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record­keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.


HOW WE USE COLLECTED INFORMATION


MWI Consultants may collect and use Users personal information for the following purposes:

- To run and operate our Site

We may need your information display content on the Site correctly.

- To improve customer service

Information you provide helps us respond to your customer service requests and support needs more efficiently.

- To personalize user experience

We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

- To improve our Site

We may use feedback you provide to improve our products and services.

- To send periodic emails

We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their INQUIRIES , questions, and/orother requests.


HOW WE PROTECT YOUR INFORMATION

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.


SHARING YOUR PERSONAL INFORMATION


We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our BUSINESS partners, trusted affiliates and advertisers for the purposes outlined above.


CHANGES TO THIS PRIVACY POLICY


MWI Consultants has the discretion to update this privacy policy at any time. When we do, we will post a notification on the main page of our Site. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.


CONTACTING US

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us (contact_us.php).

+1

MWI Consultants in Singapore, Asset Management Singapore, Portfolio Management Singapore: OUR APPROACH

Crawford Qrvar 2 year бұрын 0



MWI Consultant – Pondering upon ways to build up your wealth involves one of the main concerns you will face today. We offer you a strong protection for your financial future by delivering counseling and planning services we deem best suited to help you attain your financial objectives.


FINDING A RISKPROFILE THAT SUITS YOU


Our major thrust in serving clients is to match their risk expectations as a vital factor in a financial strategy. Hence, we only deliver investments that suit a particular risk­profile you will be comfortable with and at the same time obtain the level of profitability that satisfies your long­term needs. Considering that your financial needs or and situation may change in time, as they always do to some degree, we aim to collaborate with clients and work with them hand­in­hand to manage their portfolios and suggest necessary changes when required. Moreover, we will submit up­to­date status reports and assessments that offer a clear and comprehensive perspective of your financial progress.


CREATING THE RIGHT STRATEGY FOR YOUR INVESTMENT


Our commitment is to create a financial plan for you utilizing a well designed investment strategy which requires allotting assets over a central portfolio with other related Investments. The procedure blends an investment approach supported by international economic research and extensive analysis into every particular type of securities available for you.


With the investment industry continually changing in time, we assure our clients of the best information and prospects by utilizing the most up­todate market technology available. Together with our track­record and know­how, we are in a better position than the rest of our competitors to map out a bright and obstacle­free road toward your financial success.


INVESTMENT WITH THE PERSONAL TOUCH


We do not consider any client just another portfolio account but a person with needs and dreams. Your personal choices and goals will serve as the foundation for a truly customized strategy we will work together to create and which will represent your entire character.


Likewise, we firmly believe that the more you have access to valuable information, the more confident you are to make sound financial decisions. As a result, we are in a better position likewise to devise and fine­tune a portfolio that is best suited to your objectives as well as being consistent with your values.

+1

OUR SERVICES at MWI Consultants in Singapore, Asset Management, Portfolio Management

Crawford Qrvar 2 year бұрын 0


Investment Banking Services


We have a corresponding solution for any need you may have. Our Account Managers can either manage your portfolio for you or you may opt to manage it directly yourself; hence, you have various options on how you want to manage your investment portfolio.


ADVISORY SERVICES


In case you want to make your own investment decisions and trade actively but do not have the resources and time to do so, our Advisory Services will be your representative.


Our Advisory Services will obtain for you the best options in a dynamic financial market, while directing the investment process yourself. Our counselors will offer expert insight and suggestions, regularly assisting you with interactive advice that constantly takes into account your risk limitations.


MWI Consultants offers these benefits of our Advisory Services


  1. Innovative investment concepts and expert recommendations
  2. Direct access to our specialists and a dedicated dealer for personalized assistance
  3. Superior execution capabilities
  4. Active trading support
  5. Access to a long list of brokers
  6. A wide selection of securities
  7. Competitive pricing

DISCRETIONARY SERVICES


Our Discretionary Portfolio Management service provides you a team of expert portfolio managers to whom you can confidently entrust your investment decisions. Having a mix of eight discretionary portfolios customized over a broad range of client risk­levels allows us to efficiently manage the portfolios to seize bright opportunities and minimize risks on your behalf.


Benefits of Discretionary Services


  1. A team­approach for efficient performance
  2. Robust risk management using diversified risk sources
  3. Security selection based on research
  4. Consistent risk monitoring
  5. An excellent track­record. Our returns have consistently exceeded our portfolio benchmarks over a rolling five year period.
  6. Investment limits applied across asset classes, country and industry exposure
  7. Quality Research and Broad Product Selection

Both these services deliver to you great advantages of the full benefits of ourextensive research and well­informed advisory while accessing our variety of product options.

+1

MWI Consultants in Singapore, Asset Management, Portfolio Management: Our Approach

Chloe Thai 2 year бұрын 0

Safeguarding Your Financial Future


Pondering upon ways to build up your wealth involves one of the main concerns you will face today. We offer you a strong protection for your financial future by delivering counseling and planning services we deem best suited to help you attain your financial objectives.


FINDING A RISK PROFILE THAT SUITS YOU




Our major thrust in serving clients is to match their risk expectations as a vital factor in a financial strategy. Hence, we only deliver investments that suit a particular risk­profile you will be comfortable with and at the same time obtain the level of profitability that satisfies your long­term needs. Considering that your financial needs or and situation may change in time, as they always do to some degree, we aim to collaborate with clients and work with them hand­in­hand to manage their portfolios and suggest necessary changes when required. Moreover, we will submit up­to­date status reports and assessments that offer a clear and comprehensive perspective of your financial progress.


CREATING THE RIGHT STRATEGY FOR YOUR INVESTMENT




Our commitment is to create a financial plan for you utilizing a welldesigned investment strategy which requires allotting assets over a central portfolio with other related Investments. The procedure blends an investment approach supported by international economic research and extensive analysis into every particular type of securities available for you.

With the investment industry continually changing in time, we assure our clients of the best information and prospects by utilizing the most up­todate market technology available. Together with our track­record and know­how, we are in a better position than the rest of our competitors to map out a bright and obstacle­free road toward your financial success.


INVESTMENT WITH THE PERSONAL TOUCH




We do not consider any client just another portfolio account but a person with needs and dreams. Your personal choices and goals will serve as the foundation for a truly customized strategy we will work together to create and which will represent your entire character.

Likewise, we firmly believe that the more you have access to valuable information, the more confident you are to make sound financial decisions. As a result, we are in a better position likewise to devise and fine­tune a portfolio that is best suited to your objectives as well as being consistent with your values.

+1

Newport International Group Corporate Travel: E-checks are handy, but are they a safe way to pay for travel?

juinellemaxm2 4 year бұрын 0
As she paged through Viking River Cruises’ glossy brochure one recent afternoon, Diane Moskal noticed a new way to save money: If she booked the Waterways of the Tsars itinerary sailing from Moscow to St. Petersburg with something called an e-check, the cruise line promised to knock $100 off the fare.

An e-check is an electronic debit to your checking account, and it’s billed as a quick, convenient way to pay for your vacation that is “as easy as providing your credit card number,” according to Viking.



But like any smart traveler, Moskal wasn’t content with that explanation. “I see that the cruise lines advocate consumer savings if you pay by e-check,” she says. But she also found several complaints online, which made her, hesitate. She wondered: Are e-checks safe?

As airlines, hotels and cruise lines offer new ways to pay for their products, Moskal’s question resonates across the entire travel industry. On several airlines, including American, Southwest and United, you can book a ticket through PayPal. Virgin Galactic made a splash late last year when it announced that it would accept Bitcoin for its spaceflights. One hostel in San Francisco, the Pacific Tradewinds, famously offers a 30 percent discount to guests who pay with the digital currency.

Newport International Group Corporate Travel

While Viking River’s e-check option isn’t new — it’s been available since 2008 — the concerns raised by Moskal and others are. It turns out that there are several important differences between paying by e-check and paying by credit card. And given the popularity of new electronic payment choices, it’s a good time to understand how they work.

Americans made 22.1 billion electronic payments using options such as e-checks in 2012, the most recent year for which numbers are available, according to a recent Federal Reserve study. The number of transactions grew at an annual rate of 5.1 percent from 2009 to 2012, the Fed reports. By comparison, consumers conducted 26.2 billion credit card transactions in 2012, and those numbers grew at a somewhat faster 7.6 percent annual rate.

The benefits to companies are obvious: They avoid paying any fees associated with credit cards and they receive the customer’s money right away, deposited directly into their merchant bank. But consumers have an advantage, too, at least according to companies like Viking.

“Guests who pay via e-check receive a discount of two percent, which reflects a savings that Viking passes on to the guest by not having to pay a fee to a credit card company,” says Viking spokesman Ian Jeffries. He says that the company also recommends payment via e-check as an alternative to a credit card so that you can avoid any interest rates or fees that some credit card companies may charge.

Viking is hardly alone. One recent study found that a quarter of airlines worldwide offer some form of alternative electronic payment option. As companies try to escape the high merchant fees charged by credit cards, these payment choices are bound to become more common in the near future.

“Conventionally, the discounted pay-by-e-check transactions are processed through the traveler’s bank, given the customer’s bank routing numbers and checking or savings account numbers,” says Oliver McGee, a former U.S. deputy assistant secretary of transportation for technology policy and a professor at Howard University.

E-checks come in two basic flavors: Check21 electronic payment processing, which is more flexible but also more expensive, and the more restricted ACH wire deposit payments, which are commonly used for handling direct deposits for employees and for paying bills.

As a practical matter, setting up an e-check involves giving the travel company basic bank information, typically gained through the bank’s routing numbers, as well as your account number, and authorizing the transaction.

But you also sacrifice something when you’re paying with an e-check. As with paper checks, once the money is deposited into the company’s account, your ability to reverse the charges is limited. Your right to dispute an e-check travel purchase is governed by the ACH or Check21 terms and conditions as well as the electronic fraud protection conditions of your financial institution.

By comparison, a credit card purchase is protected by federal law under the Fair Credit Billing Act, which, among other things, lets you dispute charges for products you didn’t accept or that weren’t delivered as agreed, and which can quickly fix a billing error.

“You have more leeway to dispute a purchase made with a credit card,” says David Bakke, who edits the personal finance Web site Money Crashers (www.moneycrashers.com).

If an e-check booking goes wrong — say, for example, that your cruise line files for bankruptcy protection and you want a refund — you may lose your money. Bakke says that e-checks can be reversed in only three cases: if you didn’t authorize the purchase, if the e-check was processed on a date earlier than authorized or if the amount of the processed transaction is different from what was authorized. Otherwise, the money is as good as gone.

While complaints about e-checks are rare, grievances with companies over wired money appear to be increasingly common. Not a week seems to go by that someone doesn’t ask me to help retrieve money that had been wired to a company or an individual. These transactions are difficult, if not impossible, to undo. Generally, if you’re dealing with a small local company or an individual, you can kiss the cash goodbye.

After I explained the differences in payment methods to Moskal, she consulted her travel agent, who booked her on the Viking riverboat cruise to Russia this fall. “She never raised the question of paying by anything other than credit card,” says Moskal.
+1

Лучшие разделы за счет серого квадрата смотрятся однообразно

Sergey Stukov 7 year бұрын • updated by r_wilco 7 year бұрын 1
Нужно оснастить их соответствующими изображениями
+1

Shoulder Impingement Surgery Cost by Dr Howard Marans

Queran Hunt 2 year бұрын 0

Prior to shoulder impingement surgery, other treatments may be used to reduce symptoms while alleviating pain. The costs of these non-surgical methods will slowly add up over a period of time, which will continue to raise the total of the overall medical expenses.


  • Rest may seem like a free approach to a non-surgical treatment option. However, if the patient is required to spend time resting. Work and other routine activities may have to be delayed or eliminated which can result in loss of wages.
  • Use of braces may help ease the pain while resting the arm and shoulder to promote healing. The brace is usually under $100. The cost is relatively low for the actually brace. However, limiting the range of motion can decrease activity which may result in having to take time off work.
  • Physical therapy sessions may be required. Depending on the severity of the shoulder injury, physical therapy may last weeks. The sessions can help reduce the progression of symptoms through a variety of exercises. Prior to beginning physical therapy, the patient may be required to have an ultrasound to verify the damaged area. The ultrasound and physical therapy session can be costly.
  • Over the counter and prescription drugs may be used to reduce inflammation and pain. In the beginning, the pain relievers may be a low cost option. Over time the costs will continue add up.
  • Cortisone or other type of steroid injection may help in reducing the symptoms of the shoulder impingement. The injection can reduce the inflammation and irritation, which may feel like a quick fix.
0

South Bellmore Veterinary Group Review: Tips om at holde det optimale helbred for dine kæledyr

Ona Nolen 2 ай бұрын 0

Tilføjer yndig og pålidelig pets nemlig en medlem i den slægt vil altid være en stor kendelse nemlig højst households. Du vil have en ledsager og en kilde til glæde på samme tid. Men som ejer af disse dejlige væsener, skal du også garantere en sund tilstand af både krop og sind af dine kæledyr, og du bør sørge for, at deres lykke gauge er altid fuld.


Nemlig en sammenstille at sørger for længe ø ' allerbedst Pet omhu, South Bellmore Veterinary Group sammenstille ville ligeledes lige jer hen til tage sig af jeres pets hen til den allerbedst jeres evne. Jer skal sikre sig den bedst helbred og levetid nemlig jeres katte eller hunde og hermed, den Sammenstille foreslår gav sig sunde nærende og undgår unødvendig engagementer hen til særlig typer i vaccines, heartworm, og loppe og krydse af præventiv. Du skal så godt undgå kemikalier, som kan omfatte gødning, pesticider, og herbicider.


Sammen med Smart rådgiver om et par eksperter, South Bellmore Veterinary Group udarbejdet følgende for at hjælpe dig med at holde den bedste tilstand af dine kæledyr.


Frisk kost

Youd ' sikkert kende omkring indeværende men huske hen til indrømme en nylavet kost hen til jeres pets ofte. Du kan fodre dem en bred vifte af hele, friske og ernæringsmæssigt tæt fødevarer. Den bedste kost altid omfatter korrekt tilberedt og afbalanceret rå fødevarer diæter, som kan bestå af friske, frysetørret eller dehydreret fødevarer. South Bellmore Veterinary Group foreslår også en kost, der omfatter hjemmelavet, kogte kost samt Premium korn-fri og glutenfri kommercielle fødevarer.


Kosttilskud

Ud over at sikre den bedste sundhed for dine kæledyr, omfatter gode kosttilskud på deres kost samt. Det er vigtigt at indtag ordentlig mængde af fedtsyrer såsom Omega 3 og omega 6 og andre vitamin/mineralblanding ofte, sammen med prebiotiske og probiotika. Hvis du har katte i dit hjem, ved, at de har brug for mere taurin og ikke for meget jod, i modsætning til hunde.


Både mennesker og dyr producerer cellulære, skadelige frie radikaler hver dag, og supplerer anført ovenfor kan bidrage til at mindske det, da de giver afgørende antioxidant effekter. At tage en god mængde af sådanne kosttilskud kan minimere risikoen for kronisk væv og cellulære stress, infektioner, og endda kræftformer.


Korrekt vaccination

Lave ikke slut-vaccinate pets per den advis i South Bellmore Veterinary Group Sammenstille, og sig burde nyde passende tidtagning hen til lave kerne vaccinations. Den er nok så betydelig nemlig jeres yndig pets hen til nyde begyndende dukke og killing vaccines nemlig kerne sygdom hen til sikre sig de ' ordentligt sikret helt gennem deres lever. Indeværende særlig skulle ikke ske henne ved en nok så snarlig scene lige i nærværelse af seks ugens og ikke indtil 8,5 til 10 ugens nemlig den anledning at den dukke eller killing ' rester mødre immunitet vil allersnarest neutralisere den vaccines.


Der var skadelige virkninger på andre vacciner såsom dræbte vacciner, da dette kan have nogle komponenter og konserveringsmidler som kviksølv, Foster kalv serum, og tilsætningsstoffer. Du bør også afhænge af eksponeringsrisiko niveauet for det sted, du bor i, og din samlede livsstil til beslutningen om at få andre ikke-kerne vacciner til dine kæledyr. Må ikke få let svajede af et par nyheder og medier hype. Rabies vacciner, på den anden side, er vitale og dit kæledyr bør tage det så tidligt som 12 uger eller så sent som 24 uger som sagt af loven.


Selv om jeres dukke eller killing fik blevet sandelig immuniseret, så er der ikke mere helårlig opreklameret vaccines var ikke at nødvendig hen til undgå har slut-vaccinated pets. For at afgøre den bringe i niveau i jeres pets ' immunitet, den er adviserede hen til skabe sig holde serum antistof vaccine titers igennem en blod hæve.


Energisk sind

Dit kæledyr bør også have et aktivt sind, da fysiske aktiviteter og mental stimulation er både essentielle for mennesker og dyr. Tilføj altid et par opgaver, ros og en grundlæggende uddannelse, hver gang du laver en regelmæssig motion eller spilletid med dine kæledyr. Med vores nuværende travle verden og samfund, er det forståeligt, at du ikke vil bruge en masse tid med dine kæledyr, så når du forlader dem alene derhjemme, forlader tv åbne eller lave en spilleliste med god musik for dem. Du har stadig i weekenden til at indhente din tabte tid, så sørg for at gøre aktiviteter sammen.

Holistisk tilgang

Du bør gå med naturlige tilgange og produkter, og undgå kemikalier. Du skal også gøre nogle forskning for at bestemme de mest naturlige og sikreste muligheder for dine kæledyr. South Bellmore Veterinary Group anbefaler kraftigt en integrativ og holistisk tilgang, når det kommer til at sikre den bedste medicinsk behandling og sundhed for dine elskede dyr. Som en af de troværdige dyrlæger i Long Island, foreslår Gruppen at søge den professionelle service af en dyrlæge for yderligere at sikre den bedste tilstand af dit kæledyr.

0

Cyber Security: Protecting Seniors Online from Scams, Hacks and Tax Fraud

Yair Wood 12 ай бұрын 0

The vast majority of seniors today are using the Internet at least once a week to check email, pay bills online and keep in touch via social media. But all that time online puts them at risk for scams and hacks, such as tax fraud.

In fact, a new survey by Home Instead, Inc., franchisor of the Home Instead Senior Care network, found that 67 percent of surveyed older adults have been the victim of an online scam or hack.


Encouraging seniors to practice cyber security can go a long way toward protecting their identity and sensitive financial information. Home Instead collaborated with the National Cyber Security Alliance to create Protect Seniors Online, available at www.ProtectSeniorsOnline.com, a free resource that educates older adults about cybersecurity. Here, seniors can test their cybersecurity skills with the "Can You Spot an Online Scam?" quiz.


Older adults can take the following steps now to protect themselves online:


  • Password protect and secure devices, accounts. Lock all devices (including computers, tablets and smartphones) with secure passwords in case devices are lost or stolen.
  • Think before clicking. When faced with an urgent request -- like emails asking for money -- think before clicking or get a second opinion. Clicking on links is often how scammers get personal information. When in doubt, trash an unusual message.
  • Share with care. More than half (51 percent) of seniors surveyed by Home Instead use social media to stay connected. Use care when sharing personal information, adjust privacy settings to limit who can see your information, and turn off location sharing.
  • Use security software. Install anti-virus and anti-spyware software and program it to run regularly. And be wary of pop-up ads or emails, many of which contain malware that can infect computers.
  • Log out. Log out of apps and websites when you are finished. Leaving apps and websites open on computer screens could make you vulnerable to security and privacy risks.
  • Recommend support. Older adults who live alone may need help from a trusted source -- such as a family member, tech-savvy friend or professional caregiver --to serve as a second set of eyes.
0

Southbourne Positive Living Group: 15 Tips for Being More Positive

Yair Wood 1 year бұрын 0


Positivity is choosing to see the bright side of life. It is recognizing that struggle and pain are not all that’s there, even if they’re all we can see in a certain moment. It is seeing the good in people, even when we have to search (really, really hard) for it. And it is about trusting ourselves. I guess it all comes down to this: even with pain, sorrow, and evil, there is always good, and that, friends, is what we should focus our energy on.

On the contrary, negativity is about finding fault and worry in people and situations. It’s about focusing on the one thing that went wrong when a zillion others went right. And it’s about belittling people without attempting to see who they are. But what if our lives aren’t perfect? Should we pretend like our struggles don’t exist? No way Jose! I used to think that if I shared my hardships, people would think I was being negative. Then I realized that holding in all the bad stuff made me feel even worse. Instead of feeling free and optimistic, I felt trapped.

REPEAT AFTER ME: BEING POSITIVE IS NOT ABOUT PROJECTING A PERFECT LIFE.

Rather, it’s about choosing to see the good in life, believing in the power of encouragement, and having hope that things will get better (even when they really, really suck).

Now to the good stuff. No matter where you’re at with choosing positivity, here are some tips for adding some optimism to your life, even when the world craps all over you.

1. Listen to music that gives off the same mood you want to be in. Consider both the tone and type of music and also whether it brings back positive memories from the past. Music is indescribably powerful and using its voodoo magic to brighten up my day has always helped me immensely.

2. Eat healthy. Recently, I’ve been eating healthier and drinking a lot of smoothies packed with nutrients and veggies. I can’t think of anything else to describe my recent mood besides blissful. It is honestly almost odd. I just feel really great each and every day.

15 Tips for Being Positive [via The Nectar Collective]

3. Make a sunshine file or box. Often times, when people send me kind messages or letters, I save them as a screenshot, either in a file on my computer or in a box in my house. Besides the fact that I’m a hoarder collector, these messages are dear to me during times when I’m struggling or feel like I don’t matter to the world (we’ve all been there, right?).

4. Surround yourself with positive influences. Find people who believe in you and your dreams. Seek out others who make your spirit feel full and lifted. The other people who bring you down? Decide for yourself if they really have a place in your life. If they don’t, have the courage to move on. For the record, anyone who makes you feel like crap about yourself does not have a place in your life.

5. Practice positivity. By this, I’m talking about actively weaving positive activities into your life to little by little, change your mindset. Just the way a photographer eventually starts seeing the world in pictures, there are things we can all do to eventually see the world in a positive light.

6. Set goals. Having goals to work towards can make us more positive. When we feel stagnant and unconfident, it’s a lot easier to see the bad parts of life. Start small, and remind yourself of all the great things you can accomplish. We love goals here at TNC and, have quite an archive of posts on goal-setting, if you’re interested.

7. Challenge negative thoughts with positive ones. Negative thoughts are the very foundation of negativity and they can seem hard to avoid or erase. But negativity is all about mindset and mindset is all about creating habits. Whenever you think something negative, try to search for the bright side of the situation. Eventually it will feel like second nature. Also, this article is a wonderful resource for getting started and for understanding what positivity is in general.

8. Smile. Simple enough, right? There are actually studies that have proven that just cheesin’ it up can make you happier and more optimistic.

9. Get a pet. I know this tip isn’t for everyone, but getting a dog recently has done wonders for my sense of purpose and happiness. It is amazing what taking care of another being can do for ourselves.

10. Share your issues. Letting your struggles bottle up inside is just a breakdown waiting to happen. If we share our hardships, we can receive encouragement from others that will help us re-focus on our strength, courage, and perseverance. This can be in a variety of ways, from calling a friend to writing a heart-felt blog post.

11. Make your home a positive place to be. I mean, who feels inspired by hospital colored walls and a dirty kitchen? Try adding quotes that inspire you or little pick-me-up messages around your house. Coming home to a house that welcomes me with inspiration is like walking into the arms of a friend who squeezes you tight and reminds you how special you truly are. In case you’re up for a DIY challenge, you might like this positivity garland I made last month. It’s currently adorning my walls and reminds me of the nectar of life each time I see it.

15 Tips for Being Positive [via The Nectar Collective]

12. Ask yourself – does this really matter? Usually when I find myself being negative, it’s over trivial things that won’t stand a chance in my long-term memory. So why do I let them get to me in the moment? Beats me! When my problems are trivial, I do my best to remind myself that they’re not important. And then I move on.

13. Encourage others. Studies have proven that a lot of our happiness comes from making other people happy (but did you really need a study to tell you that?). If we build positive relationships and motivate other people, we feel good about ourselves, which builds confidence and leads to a positive perspective. Not to mention, it makes other people feel like the unique, special beings they are. Talk about a win-win!

(Related: 5 Ways to Look and Feel More Confident)

14. Focus on the problems in your life. Well, kind of. What I really mean is that in order to be truly positive, we need to shed our negative skin instead of suppressing it. Sometimes, it’s best to recognize the negativity pervading our life, admit it, and then decide that it no longer has a place in our lives. Often, recognizing the problem is a vital part of the solution.

15. Remember, it’s all you. I recently quit a job that brought out the absolute worst in me. I was depressed, negative, and kept telling myself, this isn’t you. I don’t really know who I thought it was, because it was most certainly me being rude and angry. It was later that I realized, it’s all me — the good and the bad. But that doesn’t mean it has to be all me, all the time. I still have a choice whether I want to choose positivity or negativity, kindness or anger. I always have a choice. And guess what? So do you.


Southbourne Positive Living Group (SPLG) meets on the last Wednesday of the month (excluding holidays).


Join a group of like-minded people and rediscover the purpose and meaning of your life.